Gwinnett County
Bankruptcy & Debt Settlement Attorney in Dacula, Georgia
Collection calls, lawsuits, and garnishments a problem for you in Dacula? We help people in your area get relief from credit card debt, personal loan debt, student loan debt, business debt, medical and other debt. We offer debt settlement, Chapter 7, and Chapter 13 options tailored to your unique situation.
Call (404) 913-6992 for a free consult — phone, video, or in-office at Snellville.
What we can help stop
- Creditor lawsuits and judgments
- Wage garnishments
- Foreclosure pressure on a home you want to keep
- Repossession of a car you still need
- Relentless collection calls
Filing bankruptcy can stop those through the automatic stay. Debt settlement can resolve eligible accounts when you can fund a deal.
Call (404) 913-6992Three options for Dacula residents
Debt settlement
Negotiate eligible unsecured debts for less than the full balance — credit cards, personal loans, medical, private student loans, and business debts. No minimum or maximum. Credit and possible tax consequences apply. Learn more: Debt settlement.
Chapter 7
Wipe out virtually all unsecured debt if you qualify. Keep house, car, and stuff in most cases. Stops collections, lawsuits, garnishments, and repossession when the case is filed. You must qualify on income and assets. Learn more: Chapter 7.
Chapter 13
Consolidate debt into one plan payment over 3–5 years. Can stop foreclosure or repossession and catch up on house or car. Unsecured debt in the plan is often paid less than what you actually owe. Payments must stay current or the case can be dismissed. Learn more: Chapter 13.
Student loans
Student loans are generally not dischargeable in bankruptcy. Private student loans can be settled. Federal student loans cannot be settled — we do not take federal student loan cases. Visit studentaid.gov for help with federal student loans.
Call (404) 913-6992Been sued in Gwinnett County?
If you're in Dacula facing a larger creditor lawsuit, it will be in Gwinnett County State Court. The courthouse is at 75 Langley Drive, Lawrenceville, GA 30046. Smaller lawsuits are in Magistrate Court. Deadlines on the summons matter — don't wait. A free consult with Debt Freedom GA can give you debt settlement and bankruptcy options to stop the lawsuit.
Read what to do next: Sued for debt in Georgia. Call (404) 913-6992.
Serving Dacula from Snellville
Dacula clients can meet at our Snellville office on Scenic Highway. We can also do the consult by phone or video.
We help people in Dacula and nearby Gwinnett County. Cases in this area are filed in the Northern District of Georgia.
Why Debt Freedom GA
Debt Freedom GA focuses only on bankruptcy and debt settlement. You get individual attention from your attorney. We lay out debt settlement, Chapter 7, and Chapter 13 options and let you decide.
Offices: Johns Creek · Monroe · Snellville
Mon–Fri 9am–5pm · Phone and video consults available
Closest office: Snellville
Mailing address:
2330 Scenic Hwy Suite 220, Snellville, GA 30078
Debt Freedom GA — Snellville
2330 Scenic Hwy Suite 220
Snellville, GA 30078
Nearby communities
Lawrenceville, Grayson, Auburn, Hamilton Mill, Hoschton
Full county list: Areas we serve.
Common questions
Do you handle bankruptcy and debt settlement for Dacula?
Yes. People in Dacula use us for debt settlement, Chapter 7, and Chapter 13.
Where do Dacula clients meet with you?
Most meet at our Snellville office on Scenic Highway. Phone and video consults are available.
Is settlement better than bankruptcy?
It depends. Settlement can work when you can fund offers and creditors will negotiate. Bankruptcy may fit better with heavy unsecured debt, limited ability to settle, or when you need foreclosure or repossession protection. We handle all three options.
Can private student loans be discharged in bankruptcy?
Generally not. But private student loans are eligible for debt settlement. Federal student loans are not; visit studentaid.gov for help with federal student loans.
What should I bring to a consult?
Your past 7 months of paystubs, most recent tax return, and your driver’s license and social security card. Also any lawsuit, garnishment, or foreclosure papers you have.
Talk with us about Dacula debt relief
Call (404) 913-6992 for a free, confidential, no-obligation consultation.
Call (404) 913-6992Reviews
We are a Debt Relief Agency. We help people file for bankruptcy under the U.S. Bankruptcy Code.
Every creditor and situation is different. Creditors are not required to settle, and no particular settlement or bankruptcy result can be guaranteed.