Learning Library

Fair Debt Collection Practices Act

Collectors cannot threaten arrest, lie about the debt, or harass you. The FDCPA is one of the tools we use alongside settlement and bankruptcy.

Debt Freedom GA

Call (404) 913-6992

In addition to bankruptcy and debt settlement, we also handle Fair Debt Collection Practices Act (FDCPA) matters. The FDCPA is a federal law that keeps debt collectors honest. We use it to make sure you are treated fairly when someone tries to collect a debt from you.

Debt collectors are prohibited from doing any of the following:

Threatening to arrest you for not paying a bill
Misleading you as to the character or amount of the debt
Failing to validate the debt when you ask
Calling your family, friends, neighbors, or employers to collect a debt
Leaving abusive phone messages
Insulting, yelling, or swearing at you
Calling your workplace after you have told the collector not to call you there
Lying, threatening, or otherwise harassing you

If you have suffered from any of these abusive bill collection practices, you may be entitled to compensation under the statute. Results depend on the facts. We can help a consumer who is currently in collections or who has suffered collection harassment. Call (404) 913-6992 for a free consultation about your collection harassment case. Our team will schedule you.

More in the Learning Library. Call (404) 913-6992 for a free consultation. Our team will schedule you.

Take the first step toward debt freedom

You do not have to face overwhelming debt or aggressive creditors alone. Call for a free, confidential, no-obligation consultation.

Our team will schedule your free consult — phone, video, or in-office.

Call (404) 913-6992